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Financial Information

At Cal Grad every effort is made to maintain student school expenses at a moderate level. However, tuition, fees, and other expenses are subject to change without notice. Payment may be made in person during the hours of 9:00am to 5:00pm Monday through Friday. Tuition and fees are due during the registration period for each semester and winter/summer intensive sessions.

Financial Aid

Cal Grad does not currently participate in federal and/or state financial aid programs, nor does Cal Grad offer or administer institutionally funded grants and loans to pay for the cost of an educational program. Loans obtained from outside sources are not under the purview of the Cal Grad's responsibility and/or authority. Financial Aid, for our students, is donated primarily by private individuals and local churches in the area. However, if a student obtains a loan from a private source, e.g., bank, credit union, loan company, the student has the personal responsibility to repay the full amount of the loan plus any interest that has accrued, less the amount of any refund.
Cal Grad offers the scholarship for students in good academic standing (minimum 3.5 semester GPA), and/or missionaries on furlough, and/or missionary candidate, and/or their family.

Delayed payment plan

Students unable to make full payment at the time of registration may elect to pay under the Delayed Payment Plan. A $25.00 handling fee is assessed for this plan. This plan breaks the tuition into three payments: the first one-third payment is due at the time of registration together with the $25.00 handling fee; the second one-third payment is due by the end of the 4th Week of the semester; and the third and final payment must be made by the end of the 8th Week of the semester. Failure to make either the second or third payment on time will result in an additional $25.00 handling fee. All account balances must be cleared by the time of final examinations.

Refund policy

The student has the right to cancel this agreement and obtain a refund of charges paid through attendance at the first class session, or the seventh day after enrollment, whichever is later. Distance Education students shall have the right to cancel and receive a full refund before the first lesson and materials are received

To cancel enrollment/registration or withdraw completely from the California Graduate School of Theology, the student must deliver or send via certified mail a signed and dated ė°”otice of Cancellation? to:

      California Graduate School of Theology
      Office of the Registrar
      11277 Garden Grove Blvd
      Garden Grove, CA 92843

If mailed, the effective date of cancellation/withdrawal will be the date sent/postmark date.

Following is a summary of the School's Refund Policy

Application Fee: Non-refundable

STRF: Non-refundable

Instructional Materials: All instructional materials must be returned within fifteen (15) days from the first day of class for a full refund. After 15 days, the student will receive a refund only for the materials that have not yet been taught in class.

Tuition: The student has a right to a full refund of all charges less the amount of non-refundable fees for the application, registration, and student association fees if he/she cancels this agreement on the first day of instruction or the seventh day after enrollment, whichever is later. Distance Education students shall have the right to cancel and receive a full refund before the first lesson and materials are received. If the school sent the first lesson and materials before an effective cancellation notice was received, the school shall make a refund within 45 days after the student's return of the materials. If the student requests in writing and has fully paid, the school will transmit all lessons and materials to the student and provide other educational services it agreed to provide.

In addition, the student may withdraw from a course after instruction has started and receive a pro rated refund for the unused portion of the tuition and other refundable charges if the student has completed 33% or less of the instruction. For example, if the student completes only 10 hours of a 30 hour course and paid $300.00 tuition, the student would receive a refund of $200.00.

California Graduate School of Theology cancels a course or degree program, the School will make a full refund of all charges. Refunds will be issued within 45 days of cancellation.

IMPORTANT: After the 5th week or 33% of instruction of a course, a refund of charges paid will NOT be available. Distance Education students: The school shall not be obligated to pay any refund after all of the lessons and materials are transmitted to the student.


If you have any questions, contact or visit the Office Administration at CAL GRAD

California Graduate School of Theology
11277 Garden Grove Blvd
Garden Grove, CA 92843

English:      1.714.636.1722
Korean:      1.714.638.8310
Fax:            1.714.636.1725
E-mail:        info@cgsot.edu